GAB Express GAB Net

Fixed Deposit Account

Did you know that a fixed deposit account gives you an expected rate of return? Invest with us today and choose from one of the available tenors to enjoy great returns!

Let your money work for you!

Benefits

  • Earns profits on a pro-rata basis
  • One can withdraw at maturity or reinvest for a further period of your choice

Features

Period of investment can be any one of the following

  • 30 days
  • 90 days
  • 180 days
  • 365 days

Requirements

  • The minimum investment amount of Kshs. 50,000
  • KRA PIN

Open an account

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KUZA Savings Account

You’d be surprised at just how little it takes to save with us – especially with Kuza. We believe that saving should be simple, and convenient. That’s why it’s simple, safe and rewarding to open a Kuza savings account.

The Kuza Account operates on a Mudarabah investment, meaning the customer provides funds, while the Bank invests them. Profits earned are shared between the customer and the Bank according to determined ratios, which the Bank publishes periodically, on their website.

Benefits

  • No monthly fee
  • No ledger fee
  • Access to free monthly E-statements
  • No Debit Card
  • No Cheque Book.

Features

  • Account available in KES and USD
  • The Mudarabah tenure for the Kuza Savings Account is three (3) months.
  • The customer shall be entitled to profit allocation only if the following 2 conditions are met during the entire Mudarabah tenure:
    • The customer maintains the required minimum balance of KES. 50,000 throughout the three- month Mudarabah tenure
    • Withdrawals from the account are limited to a maximum of one (1) during the tenure.
  • If either of the above conditions is not fulfilled, the customer shall not be eligible for profit allocation for that specific Mudarabah period.

Requirements

  • Minimum opening and operating balance of KES 1,000
  • Copy of national ID/Passport/Military certificate
  • 1 recent coloured passport size photograph
  • KRA PIN Certificate

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Hajj Account

Hajj is an important pillar of Islam for you as a believer. You are encouraged to perform it at least once in your lifetime. Let us help you realize your lifetime purpose through our Hajj savings account! It is based on the Mudharaba Agreement.

The Hajj Account operates on a Mudarabah investment, meaning the customer provides funds, while the Bank invests them. Profits earned are shared between the customer and the Bank according to determined ratios, which the Bank publishes periodically, on their website.

Benefits

  • Free monthly statements
  • Free account to account transfers within all Gulf African Bank accounts.

Features

  • No ledger fees
  • Free incoming standing orders
  • No monthly service charges
  • No Debit Card
  • Account available in Kshs and USD
  • The Mudarabah tenure for the Hajj Account is three (3) months.
  • The customer shall be entitled to profit allocation only if the following 2 conditions are met during the entire Mudarabah tenure:
    • The customer maintains the required minimum balance of KES. 10,000 throughout the three month Mudarabah tenure.
    • Withdrawals from the account are limited to a maximum of one (1) during the tenure.
  • If either of the above conditions is not fulfilled, the customer shall not be eligible for profit allocation for that specific Mudarabah period.

 

Requirements

  • Minimum opening and operating balance of Kshs. 1,000
  • Copy of National ID/Passport
  • 1 passport size photograph
  • KRA PIN

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SASA Kids account

Your young one understands that money is a medium of exchange, with SASA we will help you teach them the value of savings and financial responsibility at an early age. This account is based on the Mudharaba Agreement.

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Benefits

  • Discounted rates at selected partner outlets
  • Profit paid into account monthly provided the balance is maintained at Kshs.10,000 and above

Features

  • No monthly charge
  • Free cash transfer within our Gulf African Bank Accounts
  • One free banker’s cheque for school fees quarterly
  • Free incoming standing orders
  • Account available in Kshs and USD

Requirements

  • Minimum opening and operating balance of Kshs. 1,000
  • 1 passport size photograph of the Parent/Guardian
  • Copy of National ID/Passport of the Parent/Guardian
  • Copy of Birth Certificate of the child
  • KRA PIN

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Diaspora Current Account

We are your bank away from home! Are you living abroad and looking to secure your long-term future? Then our Diaspora account is most suited for you!

Benefits

  • Various convenient channels and correspondent banks to remit funds to your GAB account from overseas
  • Access to our investment products like Term deposits at preferential rates
  • Access to mortgage, plot and construction finance facility
  • Insurance products on request
  • GAB appointed sales representatives in various regions worldwide.
  • Competitive Forex Exchange Rates
  • Investments avenues
  • Visa Debit card – accepted locally and internationally
  • Online shopping available using your Visa Debit card
  • Ability to manage your account wherever you are using internet & mobile banking
  • Access to packaged developments with leading developers who we have partnered with for real estate investments.

Features

  • Account available in KES, USD, GBP, EURO
  • Opening and operating balance of KES 1000
  • Bundled Foreign Currency account for any KES account
  • Bundled personal or children savings account(optional)
  • Dedicated communication channels (email, WhatsApp, Chatbot)
  • Mortgage consultation & financing
  • Pay As You Go (PAYG) at a fee of KES 30/- per transaction exclusive of excise duty

Requirements

  • Copy of ID/ valid Passport
  • 1 recent coloured passport size photograph
  • Copy of KRA Pin Certificate
  • Proof of address i.e. utility bill, driving license
  • Documents to be notarized by Kenyan Embassy/Consulate or a notary public

Open an account

  • Download application form HERE
  • Complete and scan together with the requisite documents to our email: [email protected] or open an account at any of our branches countrywide, when you are visiting home.

You can optionally fill the form below:

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ME Account

You will find no greater ally to help you save and manage your finances than our Me Account. It’s easy to operate, simple and transparent; ideal for anyone who prefers transaction fees over monthly fees.

Benefits

  • No monthly fee
  • VISA Debit card – acceptable locally and internationally
  • Online shopping available using your Visa Debit card
  • Cheque book available
  • Access to E-channels i.e. mobile and internet banking
  • Access to SMS alerts notification for all transactions made
  • Access to monthly E-statements
  • Bundled with personal or children’s savings account (optional)
  • Access to financing: credit card, mortgage, plot, asset financing & equity

Features

  • Counter withdrawal by cheque will be charged at KES 30/-
  • Account available in KES, USD, GBP and Euro
  • Opening and operating balance of KES 1000
  • Pay As You Go (PAYG) at a transactional fee of KES 30/- per transaction exclusive of excise duty

Requirements

  • Copy of National ID/Passport/Military Certificate
  • 1 recent coloured passport size photograph
  • KRA PIN Certificare

Open an account

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Salary Account

Set your path to success with us. We’ve customised this package specifically for you to provide affordable and convenient banking services that will help you grow.

Benefits

  • Complimentary first Visa Debit card – accepted locally and internationally
  • Complimentary first Cheque Book (25 leaves)
  • 1 complimentary SWIFT transaction per annum
  • 1 complimentary Real Time Gross Settlement (RTGS) per annum
  • Access to E-channels i.e. mobile and internet banking
  • Access to SMS alerts notification for all transactions made
  • Complimentary monthly E-statements
  • Bundled with personal or children’s savings account(optional)
  • Dedicated Relationship Manager
  • Access to financing: credit card, mortgage, plot, asset financing & equity release

Features

  • Current account with a monthly maintenance fee of KES 300/- (exclusive of excise duty)
  • Counter withdrawals by cheque book will be charged at KES 30/-
  • Transactional fees of Kes.30 (Exclusive of excise duty), with 10 complimentary transaction
  • Account available in KES, USD, GBP and Euro
  • Opening and operating balance of KES 1,000

Requirements

  • Copy of National ID/Passport/Military Certificate
  • 1 recent coloured passport size photograph
  • KRA PIN Certificate

Open an account

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Infinite Personal Account

Infinite Banking ensures that you enjoy a seamless and pleasurable banking experience in keeping with the lifestyle to which you are accustomed. You can be assured that through out your journey with us, you will always enjoy and benefit from the three-pillar promise on which our infinite banking offering is founded on; Convenience, Exclusivity and Superior Service. This product is based on the Contract – Qard.

Benefits

  • No ledger fees
  • Complementary Visa Debit card – accepted locally and internationally
  • Online shopping available using your Visa Debit card
  • Complimentary first Cheque Book (25 leaves)
  • 1 complimentary SWIFT per month
  • 1 complimentary Real Time Gross Settlement (RTGS) per month
  • Access to e-channels i.e. mobile and internet banking
  • Access to SMS alerts notification for all transactions made
  • Complimentary Monthly E-statements
  • Access to financing: credit card, mortgage, plot, asset financing & equity release

Features

  • Account available in KES, USD, GBP and Euro
  • Access to personalised professional advise through our subject matter experts
  • Dedicated Relationship Managers
  • Current account with a monthly maintenance fee of KES 2,500/- (exclusive of excise duty)

Requirements

  • Copy of National ID/Passport/Military Certificate
  • 1 recent coloured passport size photograph
  • KRA PIN Certificate

Open an account

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