Gulf African Bank - Management Team

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Abdalla Abdulkhalik    -  Managing Director

Mr. Abdulkhalik brings over 25 years of work experience. He was previously with SAMBA Financial Group, Jeddah, Saudi Arabia where he last served as Assistant General Manager & Head of Western Region. Prior to that he worked at Citibank as assistant General Manager, Country Treasurer. Mr. Abdulkhalik holds an MBA from Washington International University. He is a certified Islamic Banker/Islamic Finance Institute-London. In addition he has attended various professional qualifications which include school of FX and Derivatives, Foreign Exchange Derivatives, advanced technical analysis among others. Previously, he has been part of special committee at Central Bank of Kenya and, a part time lecturer at Kenya School of Monetary Studies.

Mr. Benjamin Adeya - Assistant General Manager - Operations 

Benjamin Adeya joined the bank on 1st November 2018 as Assistant General Manager, Operations, to spearhead the streamlining of operations processes and enhancement of productivity and accuracy/quality at the Head office and branches. Benjamin has extensive experience in Operations and Compliance gained through a long banking career in Citibank from September 1993 to May 2016 (except for September 2000 to October 2001 when he was at Stanbic Bank East Africa as Regional Head of Audit). Benjamin holds a BSc Electrical Engineering from University of Nairobi.

Mrs. Amina Bashir - Assistant General Manager - Head of Legal 

Mrs. Amina Bashir holds a Master of Laws from the University of Cambridge and a Bachelor of Laws, University of Nairobi. She is an advocate of the High Court of Kenya of 14 years\' standing, and has worked in private practice, with the Law Society of Kenya, where she was involved in public sector work and as company secretary for the Sameer Africa Group, whose holding company is one of the leading manufacturing companies listed on the Nairobi Stock Exchange. Mrs Bashir is a member of the Institute of Certified Public Secretaries of Kenya as well as the Law Society of Kenya. She has a keen interest in community work and has written several articles and presented papers at workshops and seminars both in Kenya and abroad.

Mr. Isaak Ibrahim, CFA, CPA (K) - Assistant General Manager - Head of Finance

Mr. Ibrahim, a CFA Charterholder since 2006, has over 16 years of extensive experience gained from working in Banking, Asset Management and Auditing. He is a member of the CFA Institute as well as the Institute of Certified Public Accountants of Kenya (ICPAK). He previously worked with HSBC Bermuda and Deloitte, both in Kenya and Bermuda. Mr. Ibrahim is a B.Comm graduate of the School of Business, University of Nairobi.

Lul B. Musa - Assistant General Manager and Head of HR


Lul Barre Musa joined us from First Community Bank where she served as the Head of Human Resource & Administration for 4 years. Lul brings on board a wealth of experience spanning more than 24 years in the banking industry and we extend to her a warm welcome as she joins GAB. Before joining FCB she worked at Kenya Commercial Bank [KCB] where she held various positions and left as a Project Manager in the implementation of Agent Banking in 2010. She started her career with KCB’s subsidiary Savings & Loans [S & L] Ltd as a Management Trainee in 1989. She was later promoted to a Mortgages Manager at the S & L Haile Selassie Branch 1990-1993; Operations Manager in the S & L Head Office from 1994-2002 and as the in-charge Support Services- HR, Operations and IT from 2003- 2008. She coordinated the S & L merger with KCB from June 2003 to January 2010. Lul holds a Bachelor of Science degree in Civil Engineering from the University of Nairobi (1988), an Executive MBA from the East & Southern Africa Management Institute [ESAMI] in 2007, and a Diploma in Human Resources Management from the Kenya Institute of Management -2000.


Mr. Adnan Jivanjee - Head of Corporate Banking



Mr. Mr. Adnan has previous worked with Gulf African Bank as the Regional Manager-Kenyatta Hub from February 2009-June 2013 after which he moved to Chase Bank as the Head of Corporate Banking–at Chase Iman from June 2013-Dec 2015, He was Head of Business Development –Pwani Region Chase Bank Ltd from January 2015 to August 2015. He rejoined Gulf African Bank on 1st September 2016 as the Head of Business Banking. He has also worked as a Corporate Relationship Manager at Imperial Bank Ltd from August 2004-August 2007 and a Premier Relationship Manager Barclays bank from August 2007-February 2009. Adnan holds a Bachelor of Science in Economics at USIU-Africa. He has also attended various trainings.



Mr. Abubakar R. Mukira - Head of Operations

Mr. Mukira has over 18 years of progressively senior management experience in a variety of challenging banking operations & support services. He has extensive experience in design, operation, and process improvement. He has demonstrated experience in development of business strategies, acquisition and implementation of new systems and successful project management.He has an MBA Degree in Strategic Management (USIU) and a Bachelor of Statistics Degree (Makerere University); additionally, he has attended various training programs both locally and internationally.

Rozalic Gichora - Head of Risk and Compliance

Rozalic Wambui Gichora joined us on the 18th April, 2016; prior to joining GAB, she was the Head of Risk & Compliance at Guaranty Trust Bank (K) Ltd. Previously  she worked as a Risk & Compliance Manager at Prime Bank between March 2013 & Dec 2014, and Paramount Universal Bank between April 2010 & March  2013. Rozalic has also served with the Ministry of State and Public Administration as District Officer I with the Ministry of State for Provincial Administration & Internal    Security between the years 2003 & 2010. Rozalic is currently doing Masters in Business & Finance at Moi University, she holds a Masters in Business Administration (Strategic Management) from USIU-Africa, she also has a degree in Bachelor of Business Administration from USIU-Africa, she holds Higher Diploma in Human  Resources Management from IHRM & a Diploma in Business Administration from Technical University of Kenya.

Benedicto Cheserek - Head of Audit

Benedicto joined us on 02nd January 2018 from Kenya Commercial Bank where he held several roles that included Head of Audit at the KCB Sudan subsidiary between August 2013 & March 2017, Audit Manager between 2009 & 2013, and an Auditor between 2007 & 2009. He also worked in the Finance department of KCB between 2004 & 2006. Benedicto holds a Masters of Business Administration-Finance Major & minor in Strategic Management, a Bachelor of Commerce in Finance and a Certified Public Accountant of Kenya (CPAK). 

Washington Kathurima - Acting Head of Credit

Washington joined us from Chase Bank (SBM) where he was a Senior Manager, Credit Approval. Prior to this, he worked at Imperial Bank from April 2010 to 2013, and held various positions namely Credit Analyst, Assistant Manager Credit and Manager, Credit Risk. He started his banking career with KCB as a Graduate Trainee Financial Analysis, Credit Department in 2007 to 2010. He holds a Bachelor of Arts degree from the University of Nairobi and CPA III [sect. 5].