Plot Finance

Are you a real estate developer with a high-value piece of land in a major urban centre you want to buy? Our Plot Finance facilities are the solution you need. Talk to us and we will make your hope of success a reality.

  • Maximum Finance amount will be 70% of the purchase price/valuation amount
  • Profit Rate is set at 14.0% p.a. Based on a variable CBR (currently 10%) plus a margin of 4%
  • Repayment period up to 5 years
  • Other terms applicable to mortgage finance would apply
  • Administration & documentation fee 2%

Apply For Financing Here

Personal Construction Finance

If you are an individual with dreams of moving your family to a new home or a real estate investor seeking to actualize their real estate dreams then we are your right financing partner! It’s This financing solution is based on the Diminishing Musharaka Sharia’h Agreement.

  • Flexible monthly instalments up to 20 years
  • Free financial consultation
  • Competitive profit rates
  • Personalized service
  • Certified pay-slips for the latest 3 months (one can incorporate joint income with a spouse)
  • Submission of Letter of introduction from the employer confirming employment status (stating terms, retirement age, salary etc.)
  • Original or certified (by bank) salary bank statements for the latest 6 months
  • Copy of ID Card/ Passport and KRA PIN Certificate
  • One coloured passport size photo
  • Copy of title to the property being purchased/charged with a minimum lease term 45 Years
  • Evidence of the project equity contribution by customers of a minimum 30% of the BQ cost excluding the value of Land
  • Approved building plans and approved structural drawings prepared by an Architect duly registered by the Architectural Association of Kenya (ASK)
  • NEMA approval where applicable
  • National Construction Authority approval (NCA)
  • Supporting Bills of Quantities ( BOQ) drawn by appointed Quantity Surveyor (QS)
  • Copy of executed building contract agreement stipulating the appointed professionals
  • Main contractor to take out a contractor’s all-risk insurance
  • Evidence of existing sources of income to service monthly rentals during the construction period

Apply For Financing Here

Personal Finance

Let us keep things running smoothly for you and your loved ones through life’s journey as you pursue your other ambitions, be it school fees, medical bills or goods e.g. furniture!Our personal finance package is based is on the Murabaha / Tawarruq Sharia’h Agreement.

Product Classes

Purpose

To meet personal needs e.g. school fees and medical bills

Financing ratios

100% of the amount applied for subject to meeting the requirements

Facility Limit

Minimum Kshs 20k
Maximum Kshs 3M

Purpose

To purchase white goods e.g. furniture, electronics and other home appliances

Financing ratios

100% of the amount applied for subject to meeting the requirements

Facility Limit

Minimum Kshs 20k
Maximum Kshs 3M

Infinity account holders qualify for Kshs 5M

  • Competitive profit rates
  • Personalized service
  • Free financial consultation
  • Turn around processing period of 4 working days
  • Flexible repayment tenure
  • Access to Insurance Premium Financing for the Contractors all Risk Insurance
  • Duly completed facility application form
  • Certified payslips for the last 3 months
  • Letter of introduction from employer
  • Certified Bank Statements for the last 3 months
  • Sketch map of the place of residence
  • Copy of ID/Passport & Copy of KRA PIN Certificate
  • 1passport size photo
  • Submit school fees structure, medical bill/quotation or a proforma invoice

Apply For Financing Here

Home Finance

You definitely have home ownership plans and are now looking for the right mortgage partner. Welcome home, where we provide home financing solutions for property in any major city or town at flexible financing and repayment plans. It’s based on the Diminishing Musharaka Sharia’h Agreement.

  • Competitive profit rates
  • Personalized service
  • Free financial consultation
  • Access to Insurance Premium Financing for the Domestic Package Insurance
  • Repayment tenure of up to 20 years
  • Duly completed facility application form
  • Duly signed Sale Agreement/Vendors Offer Letter/Draft Sale Agreement
  • Certified payslips for the last 3 months
  • Letter of Introduction from employer
  • Copy of Title Deed in respect of property being financed
  • Certified bank statements for the last 6 months
  • Copy of ID/Passport
  • Copy of KRA PIN Certificate
  • 1 passport size photo

Apply For Financing Here

Personal Auto Finance

Looking for a new ride? Get financing approved and zoom off in a record 48 hours! Our financing facility is based on the Diminishing Musharaka Sharia’h Agreement.

Financing Percentage

Up to 95%

Payment Period

Max 5 years

Financing Percentage

Up to 80%

Payment Period

Max 5 years

  • Competitive profit rates
  • Personalized service
  • Free financial consultation
  • Flexible monthly instalments of up to 60 months
  • Access to Insurance Premium Financing for comprehensive motor insurance
  • Financing both new and used cars
  • Duly completed facility application form
  • Certified payslips for the last 3 months
  • Letter of Introduction from employer
  • Original/Certified bank statements for the last 6 months
  • Copy of ID/Passport & Copy of KRA PIN Certificate
  • 1 coloured passport size photo
  • Copy vehicle logbook
  • Proforma Invoice/Sales agreement.

Apply For Financing Here

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