• Same day processing of documents
  • Dedicated trade finance team to guide the customer
  • No security required
  • Shipping documents
  • Payment instructions signed as per mandate

Apply For Financing Here

 Documentary Credit

We guarantee you peace of mind for efficient international business transactions by being a direct link and support for your business.

  • Flexible collateral of:
  • 100% cash cover
  • Mix of 30% cash cover and 70% immovable property
  • Dedicated trade finance relationship team to guide the client
  • Duly filled and signed LC application form
  • Copy of proforma invoice
  • Import declaration Form (IDF) from KRA
  • Marine insurance cover with interest of GAB noted (where applicable)
  • Directors joint and several guarantees
  • Board resolution
  • Letter of set-off
  • Cash margin mandate (where applicable)

Apply For Financing Here

Performance Bonds

When you want to do more in your business and we know you can, we provide Performance Bonds as guarantees of the ability of your business to meet deadlines and keep contracts.

Flexible collateral of:

  • 100% cash cover
  • A mix of cash cover and immovable property
  • Certified bank statements for 12 months
  • Duly filled and signed bank guarantee application form
  • Directors joint and several guarantees
  • Board resolution
  • Letter of set-off
  • Cash margin mandate (where applicable)
  • A contract and award letter from the employer

Apply For Financing Here

Bid Bonds

When your business needs Bid Bonds as surety to support your efforts and prove its ability to complete contracts or projects successfully, try our services and you will never look back.

  • Unsecured up to Kshs. 10M
  • Processed within 30 minutes
  • Duly filled and signed bank guarantee application form with indemnity

Apply For Financing Here

INSURANCE PREMIUM FINANCE

Are the insurance needs for your business weighing you down? Do you need breathing space? Our Insurance Premium Financing (IPF) is the perfect solution. We support your business by paying your insurance upfront on the basis of manageable instalment payments.

  • No need for large up-front out of pocket payment to an insurance company.
  • Several policies can be attached to a single premium finance contract enabling one payment plan.
  • The plans are transparent to the individual and the company insured.
  • There’s no need to liquidate other assets to cover insurance.
  • The policy starts immediately so there are no delays in coverage.

Apply For Financing Here

Financing Syndications

For all the large financing your business may have whether local or cross-border, we will partner with other financial institutions on your behalf to co-finance the projects. Our desire is to see you attain faster, smoother growth.

  • Increased trading capacity
  • Problems associated with collateral registration e.g creating legal charge are eliminated
  • Less reliance on balance sheets
  • Financing limits between 70 – 80% of the pro-forma invoice
  • Financing includes fiscal fees e.g. import duties, port charges and handling fees
  • Self-liquidating

Available to traders dealing with:

  • Vegetable Fats
  • Tractors
  • Aluminium Wire
  • Motor Vehicles
  • Graders
  • Levellers
  • Telecommunication equipment
  • Electrical machinery e.g. generators
  • Rubber tires for heavy duty commercial vehicles
  • Rice
  • Bitumen
  • Natural Gas
  • Fertilizer
  • Wheat
  • Sugar etc.

Apply For Financing Here

Collateral Financing Arrangements

If your business needs financing but doesn’t have security for it, worry not. We can use the stock in your business as collateral and give you the funds that your business needs to operate successfully.

  • Increased trading capacity
  • Problems associated with collateral registration e.g creating legal charge are eliminated
  • Less reliance on balance sheets
  • Financing limits between 70 – 80% of the pro-forma invoice
  • Financing includes fiscal fees e.g. import duties, port charges and handling fees
  • Self-liquidating

Available to traders dealing with:

  • Vegetable Fats
  • Tractors
  • Aluminium Wire
  • Motor Vehicles
  • Graders
  • Levellers
  • Telecommunication equipment
  • Electrical machinery e.g. generators
  • Rubber tires for heavy duty commercial vehicles
  • Rice
  • Bitumen
  • Natural Gas
  • Fertilizer
  • Wheat
  • Sugar etc.

Apply For Financing Here

Structured Trade & Commodity Finance

Sometimes your business needs to manage the risks of cross border trade in the short term. We provide specially tailored products with a mix of the different existing options including Murabaha, Ijara or diminishing Musharaka.

  • Financing limits of up to 80% of the proforma invoice.
  • Cash margin of up to 30% of financing limit
  • Financing can include fiscal fees e.g. import duties
  • Certified bank statements for 12 months
  • 3 years audited accounts & current management account
  • Copies of directors ID/PP and PIN
  • Directors joint and several guarantees
  • Board resolution
  • Letter of set-off
  • Cash margin mandate
  • Tripartite agreement with the approved collateral manager

Apply For Financing Here

Immigration Bond

When you need help to come back home from another country, we provide you with the surety needed and give you peace of mind.

  • Fast processing time
  • 100% cash cover
  • Duly filled and signed bank guarantee application form
  • Letter of set-off
  • Cash margin mandate

Apply For Financing Here

Transit / Custom Bond

Is your business an importer? GAB has customisable support products and services that ensure that your business can pay for related costs, duties and taxes.

Flexible collateral of

  • Collateral requirements – 100% cash cover
  • Certified bank statements for 12 months
  • Duly filled and signed bank guarantee application form
  • Directors joint and several guarantees
  • Board resolution
  • Letter of set-off
  • Cash margin mandate (where applicable)

Apply For Financing Here

Get the latest news, straight to your inbox