Jiinue Personal Current Account

The Jiinue account is tailor- made for the micro and small enterprises to elevate your financial position and take your business to the next level. It is a pay as you go current account which only charges per transaction.

  • Access to internet and mobile banking
  • Bundled personal or children savings account(optional)
  • No cash handling fee at the Cash Deposit Machines
  • Access to visa debit & credit cards acceptable locally & international
  • Cheque book available
  • Paybill / Till Number -Biz2Bank available
  • Access to unsecured financing
  • Opening and operating balance of KES 1000
  • Pay As You Go (PAYG) pricing with a transactional fee of KES 30 per transaction (Exclusive of
    excise duty)
  • No monthly fees
  • Copy of National ID/Passport/Military Certificate
  • 1 recent coloured passport size photograph
  • KRA PIN Certificate
  • Hidden

Personal Business Account

Convenient for the self-employed customer who wants the best of both worlds hassle free banking and a bundled fee for a pool of services.

  • Access to all our personal finance and investment products
  • Access to cheque book
  • Access to visa debit & credit cards acceptable locally & international
  • 24 hour access to cash through network of over 1000 ATMs
  • No cash handling fee at the Cash Deposit Machine
  • Paybill / Till Number -Biz2Bank
  • Access to Asset Financing
  • Access to unsecured financing
  • Access to mobile and internet banking.
  • Flat monthly maintenance fee of KES 500 (Exclusive of excise duty)
  • Maximum of 20 free transactions per month and a charge of KES 30 per transaction thereafter
    (Exclusive of excise duty)
  • Opening and operating balance of KES 2000
  • Copies of ID/Passport
  • 1 recent coloured passport size photograph
  • Copy of KRA PIN certificate
  • Certificate of registration or Business permit
  • Hidden

Umma Current Account

Your desire to give back to the community and build charitable institutions and organisations is supported by our Umma account. It is designed to give you cost-effective and seamless banking.

  • No outward remittance charges
  • No incoming EFT charges
  • Access to all our business finance and investment products
  • Dedicated relationship manager
  • No monthly charges
  • No ledger fees
  • Cheque book available
  • Minimum opening balance of Kshs.10,000
  • Copies of ID/Passport of authorized signatory
  • Copy of company PIN certificate
  • Certificate of Incorporation
  • Board resolution/mandate authorizing the opening of account
  • 1 passport size photograph of the authorized signatories
  • Certified copy of Memorandum and Articles of Association
  • Copy of by-laws / Constitution
  • Letter authorizing the bonafide officials by applicable authority
  • KRA PIN
  • Hidden

Biashara Current Account

Designed for businesses with high banking volumes, and for those who prefer to take advantage of a bundled fee for a pool of services

  • Access to Host to Host solution
  • Complimentary visa debit & credit card, accessible locally & internationally
  • Access to internet & mobile banking
  • Access to our business financing & investment solutions
  • Access to mobile & internet banking
  • Complimentary initial chequebook (25 leaves)
  • No cash handling fee at the Cash Deposit Machine
  • Access to Salary processing
  • Access Paybill / Till Number -Biz2Bank
  • Bundled Foreign Curency account (optional)
  • Access to negotiate Forex rates
  • Access to staff Scheme benefits
  • Dedicated Relationship Management
  • Access to Quarterly Market Insights
  • Access to Online webinars/training
  • Opening and operating balance of KES 2, 000
  • Transactional fees of KES 30 per transaction with 20 complementary transactions per month (Exclusive of
    excise duty)
  • Monthly maintenance fee of KES 1000 (Exclusive of excise duty)
  • Certified copy of Memorandum and Articles of Association and Certificate of incorporation or CR 1, CR2, CR8 and CR12 for companies registered after the Companies Act 2015.
  • Board resolution/mandate authorizing signatories. (Board resolution with company seal for companies established before enactment of the Companies Act 2015)
  • 2 recent coloured passport size photographs for the authorized signatories
  • Copy of National ID/Passport of authorized signatories
  • Copy of company KRA PIN certificate
  • Certificate of registration
  • Hidden

SME Business Account

Designed for businesses with moderate banking volumes, and for those who prefer to take advantage of a bundled fee for a pool of services

  • Access to Host to host solution
  • Access to financing and investment solutions
  • A dedicated relationship manager
  • Access to Working Capital
  • Access to Asset Financing
  • Access to unsecured facilities
  • Salary Processing
  • Access to mobile and internet banking
  • Cheque book available
  • Access to visa debit & credit cards acceptable locally & international
  • No cash handling fee at cash deposit machines
  • Access to paybill/till number-Bizz2bank
  • Monthly maintenance fee of KES 400 (Exclusive of excise duty)
  • Pay As You Go (PAYG) at a transaction fee of KES 30 per transaction (Exclusive of excise duty)
  • Minimum opening and operating balance of KES 2,000

Individual Owners – Sole Proprietors

  • Copy of National ID/Passport
  • 1 recent passport size photograph
  • Introduction letter from an existing customer
  • Copy of KRA PIN certificate

Limited Liability Companies

  • Certificate copy of memorandum and Articles of Association together with certificate of
    incorporation Or CR 1, CR2, CR8 and CR12 for companies registered after the Companies Act 2015.
  • Board resolution/mandate authorizing signatories. (Board resolution with company seal for
    companies established)
  • 2 recent coloured passport size photographs for authorized signatories
  • Copy of National ID/Passport of authorized signatories
  • Copy of company KRA PIN certificate
  • Hidden

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