Grow your business by acquiring new premises to secure your dream home through our SME Mortgage scheme. This product is tailored for both self employed and small business owners with steady incomes.
Minimum facility of Kshs. 2,000,000
GAB financing for urban property :-
Residential 80%
Commercial 80%
Self-employed persons
Complete SME Credit Application
Active GAB Account
Sale agreement or offer letter
Business registration certificate - if the business is registered
Certified/original bank statements for the last 2 years
Copy of ID/Passport
Certificate of official title search (with minimum lease of 45years)
Copy of title of the property
Confirmation that ground and land rates are fully paid to the City Council, with attached receipts
Approved building plans for new properties
Complete SME Credit Application
GAB Account for servicing mortgage
Sale agreement or offer letter
Certified copy of Memorandum & Articles of Association
Certified annual returns
Audited accounts for the last 2 years
Original or certified annual bank statements
Board resolution authorizing transaction
Copies of IDs, PINs for all directors
PIN certificate for the company
Limited companies: maximum 10 years
Commercial properties: maximum 10 years