SME Mortgage

Self-employed persons

• Complete SME Credit Application

• Active GAB Account

• Sale agreement or offer letter

• Business registration certificate - if the business is registered

• Certified/original bank statements for the last 2 years

• Copy of ID/Passport

• Certificate of official title search (with minimum lease of 45years)

• Copy of title of the property

• Confirmation that ground and land rates are fully paid to the City Council, with attached receipts

• Approved building plans for new properties

• Complete SME Credit Application

• GAB Account for servicing mortgage

• Sale agreement or offer letter

• Certified copy of Memorandum & Articles of Association

• Certified annual returns

• Audited accounts for the last 2 years

• Original or certified annual bank statements

• Board resolution authorizing transaction

• Copies of IDs, PINs for all directors

• PIN certificate for the company

• Limited companies: maximum 10 years

• Commercial properties: maximum 10 years