Gulf African Bank - Management Team

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Abdalla Abdulkhalik    -  Managing Director

Mr. Abdulkhalik brings over 25 years of work experience. He was previously with SAMBA Financial Group, Jeddah, Saudi Arabia where he last served as Assistant General Manager & Head of Western Region. Prior to that he worked at Citibank as assistant General Manager, Country Treasurer. Mr. Abdulkhalik holds an MBA from Washington International University. He is a certified Islamic Banker/Islamic Finance Institute-London. In addition he has attended various professional qualifications which include school of FX and Derivatives, Foreign Exchange Derivatives, advanced technical analysis among others. Previously, he has been part of special committee at Central Bank of Kenya and, a part time lecturer at Kenya School of Monetary Studies.

Mrs. Amina Bashir - Assistant General Manager - Head of Legal 

Mrs. Amina Bashir holds a Master of Laws from the University of Cambridge and a Bachelor of Laws, University of Nairobi. She is an advocate of the High Court of Kenya of 14 years\' standing, and has worked in private practice, with the Law Society of Kenya, where she was involved in public sector work and as company secretary for the Sameer Africa Group, whose holding company is one of the leading manufacturing companies listed on the Nairobi Stock Exchange. Mrs Bashir is a member of the Institute of Certified Public Secretaries of Kenya as well as the Law Society of Kenya. She has a keen interest in community work and has written several articles and presented papers at workshops and seminars both in Kenya and abroad.

Mr. Isaak Ibrahim, CFA, CPA (K) - Assistant General Manager - Head of Finance

Mr. Ibrahim, a CFA Charterholder since 2006, has over 16 years of extensive experience gained from working in Banking, Asset Management and Auditing. He is a member of the CFA Institute as well as the Institute of Certified Public Accountants of Kenya (ICPAK). He previously worked with HSBC Bermuda and Deloitte, both in Kenya and Bermuda. Mr. Ibrahim is a B.Comm graduate of the School of Business, University of Nairobi.

Lul B. Musa - Assistant General Manager and Head of HR


Lul Barre Musa joined us from First Community Bank where she served as the Head of Human Resource & Administration for 4 years. Lul brings on board a wealth of experience spanning more than 24 years in the banking industry and we extend to her a warm welcome as she joins GAB. Before joining FCB she worked at Kenya Commercial Bank [KCB] where she held various positions and left as a Project Manager in the implementation of Agent Banking in 2010. She started her career with KCB’s subsidiary Savings & Loans [S & L] Ltd as a Management Trainee in 1989. She was later promoted to a Mortgages Manager at the S & L Haile Selassie Branch 1990-1993; Operations Manager in the S & L Head Office from 1994-2002 and as the in-charge Support Services- HR, Operations and IT from 2003- 2008. She coordinated the S & L merger with KCB from June 2003 to January 2010. Lul holds a Bachelor of Science degree in Civil Engineering from the University of Nairobi (1988), an Executive MBA from the East & Southern Africa Management Institute [ESAMI] in 2007, and a Diploma in Human Resources Management from the Kenya Institute of Management -2000.


Michael Wamache - Head of Corporate Banking



Mr.  Michael Wamache joined the Bank in August 2015. He previously served in First Community Bank (K) LTD, Universal Payment Services- Kuwait, Southern Credit Banking Corporation (Currently known as Spire Bank), Commercial Bank of Africa Ltd. and Standard Group Ltd. He served at First Community Bank from 2012 and held positions of Head of Corporate, Head of Business and Senior Manager - Corporate. At Universal Payment Services - Kuwait, he was a Business Development Manager in the East and Central African Region between 2010 and 2012. In his tenure at Southern Credit Banking Corporation between 2008 and 2010, he was an AGM-Business Development and Head of Institutional Banking and Liability Management where he was instrumental in launching the first Master Card Debit Card in East & Central Africa. In his service at Commercial Bank of Africa between 2002 and 2007, he was a Relationship Manager – Liability Management and Institutional Banking, a Trade Finance Operations Assistant and also served as a Customer Service Operations Assistant. He also served as a Marketing Assistant at The Standard Group.


Michael holds an MBA in Strategic Management and a Bachelor of Science in International Business Administration from USIUa certificate of proficiency in Insurance and is also a CPA holder.


Mr. Abubakar R. Mukira - Head of Operations

Mr. Mukira has over 18 years of progressively senior management experience in a variety of challenging banking operations & support services. He has extensive experience in design, operation, and process improvement. He has demonstrated experience in development of business strategies, acquisition and implementation of new systems and successful project management.He has an MBA Degree in Strategic Management (USIU) and a Bachelor of Statistics Degree (Makerere University); additionally, he has attended various training programs both locally and internationally.

Ms. Beatrice Ndurya - Head of Credit Risk, Credit Administration & Recoveries

Beatrice worked with the bank as Head of Credit Risk from September 2008 to February 2013 after which she took up the position of Head of Credit Risk & Administration- Islamic Banking, at the National Bank of Kenya (NBK) and later as Head of Credit at Guaranty Trust (GT) Bank. She came back to Gulf African Bank in December of 2015 to head the Credit Risk, Credit Administration & Recoveries department.

Rozalic Gichora - Head of Risk and Compliance

Rozalic Wambui Gichora joined us on the 18th April, 2016; prior to joining GAB, she was the Head of Risk & Compliance at Guaranty Trust Bank (K) Ltd. Previously  she worked as a Risk & Compliance Manager at Prime Bank between March 2013 & Dec 2014, and Paramount Universal Bank between April 2010 & March  2013. Rozalic has also served with the Ministry of State and Public Administration as District Officer I with the Ministry of State for Provincial Administration & Internal    Security between the years 2003 & 2010. Rozalic is currently doing Masters in Business & Finance at Moi University, she holds a Masters in Business Administration (Strategic Management) from USIU-Africa, she also has a degree in Bachelor of Business Administration from USIU-Africa, she holds Higher Diploma in Human  Resources Management from IHRM & a Diploma in Business Administration from Technical University of Kenya.